Above are prices and performance for Virtus Mutual Funds. For more information about a fund, including returns as of the most recent month-end, click on the fund name.

Net Asset Value (NAV) Per Share: The market worth of one share of a mutual fund. This figure is calculated by subtracting a fund's liabilities from total assets (securities, cash and any accrued earnings) and dividing by the number of shares outstanding.

Public Offering Price (POP): The price at which a fund's shares can be purchased. The offering price includes the current net asset value (NAV) per share plus any sales charges.

On each day the New York Stock Exchange is open for trading, the net asset value (NAV) is determined as of the close of trading (normally 4:00 pm Eastern Time). The NAV and POP for all funds are subject to change.

Investors should carefully consider the investment objectives, risks, charges and expenses of any Virtus Mutual Fund before investing. The prospectus contains this and other information about the fund. Please contact your financial representative, call 1-800- 243-4361 or visit www.virtus.com to obtain a current prospectus. You should read the prospectus carefully before you invest or send money.

Performance data quoted represents past results. Past performance is no guarantee of future results and current performance may be higher or lower than the performance shown. Investment return and principal value will fluctuate, so your shares, when redeemed, may be worth more or less than their original cost. Please click on the fund name link for additional fund details and performance data current to the most recent month-end.

POP (Public Offering Price) performance reflects the deduction of the maximum sales charge as follows:

• All equity, balanced, asset allocation, alternative and international/global   5.75%
• All fixed income funds except those listed below   4.75%
• Virtus Multi-Sector Short Term Bond Fund   2.25%
• Virtus Insight Money Market Funds   none*

*Shares of Virtus Insight Money Market Funds are offered to the public at their constant net asset value of $1.00 per share with no sales charge or dealer costs.

A contingent deferred sales charge of 1% may apply on certain redemptions made within one year following purchases on which a finder's fee has been paid.

The maximum contingent deferred sales charge (CDSC) for Class B shares is 5%, however, w/CDSC performance for Class B shares reflects the deduction of the following CDSC: 5% for all shares redeemed within the first year; 4% for all shares redeemed at the end of year one; 3% at the end of year two; 2% at the end of years three and four; and 0% at the end of year five and thereafter. Please note, if the maximum CDSC of 5% had been applied, the performance would be less favorable.

The maximum contingent deferred sales charge for Virtus Market Neutral Fund Class B shares is 5%. However, w/CDSC performance for Class B shares reflects the deduction of the following: 5% for all shares redeemed within the first year; 4% for all shares redeemed at the end of year one; 3% at the end of years two and three; 2% at the end of year four; and 1% at the end of year five; and 0% at the end of year six and thereafter. Please note, if the maximum CDSC of 5% had been applied, the performance would be less favorable.

The maximum contingent deferred sales charge for Virtus Multi-Sector Short Term Bond Fund Class B shares is 2%. However, w/CDSC performance for Class B shares reflects the deduction of the following: 2% for all shares redeemed within the first year; 1.5% for all shares redeemed at the end of year one; 1% at the end of year two; and 0% at the end of year three and thereafter. Please note, if the maximum CDSC of 2% had been applied, the performance would be less favorable.

The maximum contingent deferred sales charge (CDSC) for Class C shares is 1%. However, w/CDSC performance for Class C shares reflects the deduction of: 1% for all shares redeemed within the first year; 0% for all shares redeemed at the end of year one and thereafter.

The maximum contingent deferred sales charge (CDSC) for the Virtus Market Neutral Fund Class C shares is 1.25%. However, w/CDSC performance for Class C shares reflects the deduction of 1.25% for shares redeemed within the first year and 0% for all shares redeemed at the end of year one and thereafter.

Virtus Multi-Sector Short Term Bond Fund Class C shares are subject to a 0% deduction for all shares redeemed.

The maximum contingent deferred sales charge (CDSC) for Class E shares is 0%.

Class I Shares are offered primarily to clients of financial intermediaries that (i) charge such clients an ongoing fee for advisory, investment, consulting or similar services, or (ii) have entered into an agreement with the distributor to offer Class I shares through a no-load network or platform. Such clients may include pension and profit sharing plans, other employee benefit trusts, endowments, foundations and corporations. Class I shares are also offered to private and institutional clients of, or referred by, the adviser, the subadviser and their affiliates.

The maximum contingent deferred sales charge (CDSC) for Class T shares is 1%. However, w/CDSC performance for Class T shares reflects the deduction of: 1% for all shares redeemed within the first year; 0% for all shares redeemed at the end of year one and thereafter.

Class X shares are offered primarily to institutional investors such as profit sharing plans, other employee benefit trusts, investment advisors, endowments, foundations and corporations. If you are eligible to purchase and do purchase Class X shares, you will pay no sales charge at any time. No distribution and services fees are applicable to Class X shares.

Class Y Shares are offered primarily to institutional investors. If you are eligible to purchase and do purchase Class Y shares, you will pay no sales charge at any time.