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Minds Over Markets
This guide strives to help participants achieve better long-term financial outcomes. Its main message is that doing so is more about setting the right goals and controlling behavior than it is “beating the market.” We provide plenty of historical perspective on markets but only in the service of confronting investors’ natural tendencies to make poor decisions about money.
Missing the Best Days in the Market is Costly
Trying to time the market to miss the lows likely means missing the highs too. Investors who stay on the sidelines and miss the best trading days have the odds stacked against them.
Inflation: The Silent Spoiler
Over decades of investing, inflation can erode an investor’s buying power slowly—but surely—even when the figures appear small.
The Bond See-Saw
Exploring the inverse relationship between interest rates and bond prices.
The Reality of Risk
Generally, there is a linear relationship between risk and return, but not always.
Roller Coasters
Investing in the stock market is like a roller coaster: volatility—the ups and downs—is inevitable over the long run.
The Marathon of Investing
Long-term investors must be prepared to endure significant market declines and periods of intermittent volatility.