High Yield spreads widened significantly over the course of 2022, making high yield valuations more attractive.
Educational resources designed to help investors put markets in perspective.
This guide strives to help participants achieve better long-term financial outcomes. Its main message is that doing so is more about setting the right goals and controlling behavior than it is “beating the market.” We provide plenty of historical perspective on markets but only in the service of confronting investors’ natural tendencies to make poor decisions about money.
While boomers are estimated to control over half of US financial assets—$29 trillion out of a $55 trillion total— more than 80 percent of that cohort may be unprepared for retirement, according to recent McKinsey surveys. Moreover, many prospective retirees feel that they lack assets and the financial knowledge they need for a confident retirement.
How and why the nation’s largest retirement system is imperiled.
According to Boston College researchers, millions of working-age households will be unable to maintain their pre-retirement standard of living in retirement. With lower returns from traditional portfolios expected over the next 10 years, diversification, rebalancing and staying the course will be key.
Trying to time the market to miss the lows likely means missing the highs too. Investors who stay on the sidelines and miss the best trading days have the odds stacked against them.
Over decades of investing, inflation can erode an investor’s buying power slowly—but surely—even when the figures appear small.
Exploring the inverse relationship between interest rates and bond prices.
Generally, there is a linear relationship between risk and return, but not always.
Investing in the stock market is like a roller coaster: volatility—the ups and downs—is inevitable over the long run.
Long-term investors must be prepared to endure significant market declines and periods of intermittent volatility.